PROGRAM QUALIFICATIONS AND CONDITIONS

Find out if you qualify for Truckubi™!

ELIGIBILITY REQUIREMENTS

Are you a driver who:

• Owns and drives only one truck
• Drives fewer than 62,000 miles per year
• Is at least 25 years old with a clean driving record
• Has at least 2 years CDL-A driving experience
• Has no moving violations or accidents in the last 3 years
• Has no DUIs or felony driving convictions within the last 10 years

*Owner or owner’s spouse must be the driver

Are you a business that:

• Has been in operation for at least two full years
• Drives within a 100-mile radius from your terminal
location
• Does not operate across state lines or in Canada

Do you have commercial vehicles that are:

• Not older than 30 years
• Insured by Truckubi
• Limited to 2 scheduled trailers

Are you a for-hire trucking operation that hauls:

• Straight/dump
• Tractor-trailer
• Sand/gravel
• Dry freight
• Refrigerated goods (not eligible for cargo insurance)

THE FOLLOWING ARE INELIGIBLE
OPERATIONS FOR TRUCKUBI:

• Ratings of Conditional or Unsatisfactory
• Risks with two or more Out of Service (OOS) violations
• Drivers other than owner or spouse are ineligible

Ineligible business classes include:

• Anhydrous Ammonia
• Asphalt – Blown
• Asphalt – Cutback
• Brokerage Operations
• Caterers
• Chemicals
• Coal
• Coke
• Couriers
• Drive Away Operations of any kind •Explosives/Fireworks
• Final Mile
• Fuel Oil
• Gasoline
• Garbage Haulers
• In-Transit Ready Mic (Concrete)

• Hanging/Non-Boxed Meat
• Liquified Petroleum
• Livestock
• Logs
• Mobile Home/House Movers
• Munitions
• Petroleum Coke
• Petroleum Productions
• Tow Trucks
• Vendors – Ice
• Vendors – Ice Cream
• Vendors – Lunch Wagons
• Vendors – Snow Cones
• Wastes – Hazardous
• Vendors – All Other

Qualifications and conditions as of 1/1/2022 and subject to change

TELEMATICS AND PRICING

• Initial auto liability premium is developed based upon mileage utilization provided
• Usage-based telematics data will be used monthly to determine actual mileage and premium amounts
• Telematics Data Agreement required at binding
• Telematics device must be installed within 7 days of binding
• Data from telematics devices over policy term will be used for renewal mileage and possible good driving discounts

BINDING AND ENDORSEMENTS

Submit change requests, including driver and vehicle additions, deletions and changes to truckubi@lindberghinsurance.com
• Changes are not retroactive
• Fleet size cannot be increased mid-term (only 1 power unit allowed)
• Certificate of Insurance and ID Cards provided at binding and additional can be requested on website
• First month’s premium plus deposit equal to an additional month of premium due at binding via credit or auto debit to a bank account
• Authorization to automatically charge credit card or debit bank account for future monthly premium required to bind

PREMIUM PAYMENT INFORMATION

• Payments will be made by credit card or auto debit to a bank account
• Monthly premiums will be automatically charged
• Auto liability mileage-based premium is based on telematics device data, plus premium for APD, GL and Cargo premium
• Declination of credit card or bank debit will result in a cancellation for non-payment of premium per state guidelines

Filings

Truckubi will make all MN state filings and will report VINs as required